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How To Find A Health Insurance For ASD

How To Find A Health Insurance For ASD

Since my daughter was diagnose with ASD in May we realize that our health insurance do not pay anything related with ASD. Since that day we had to pay all the bills from the specialist, and believe me, is not cheap. Can somebody tell me what insurance companies covers ASD -not medicare or social security-. What is your experience with private health insurance? Thank you

A MyAutismTeam Member said:

It varies a lot by state and whether your insurance is self-funded or fully funded. Then there's group vs. individual coverage. In any case there are no websites that will recommend which companies cover autism therapies. Health insurance companies don't want a huge number of expensive treatments for kids who may need a lot of help. A large number of insurance companies say autism is an educational issue not a medical issue so very little is covered even by good companies. Here's some decent advice.
http://autism.about.com/od/financialresources/h...

posted almost 6 years ago
A MyAutismTeam Member said:

Hello Ms. Sanchez. I understand exactly what you and your family are going through. It is very sad that we have to pick and choose the help our child receives because we just can't afford all the necessary therapy. I have AVMED though my husband's job and they just started about 2 or 3 years ago if I recall correctly, paying for ABA therapy. Applied Behaviour Analysis. Which is great. You can find one online and call to see if their office accepts your insurance. Most insurance companies are starting to pay for this type of therapy. The therapist may come to your house ask you questions and work with your child to see what specialized plan can be put together. I think every 3 months the insurance asks for an update to see how it is going and if it is still needed. If it is then they approve another 3 months. At least this is how it is here in Miami, Florida. I hope this helps a little. Please contact me any time with any question. :)

posted almost 6 years ago
A MyAutismTeam Member said:

It looks like exchange plans in Ohio are required to cover autism benefits: http://www.autismspeaks.org/advocacy/advocacy-n...

posted almost 6 years ago
A MyAutismTeam Member said:

Thank you freeyoke!

posted almost 6 years ago
A MyAutismTeam Member said:

Thanks Maria7373 for your information. I really appreciate your help. I´m glad I found my autism team.

posted almost 6 years ago
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