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After 13 months of searching for a job out-of-state with an autism insurance mandate or has ABA therapy through Obamacare, we are moving to Texas. Can we get some form of insurance to cover ABA. I don't know if my employer has small or large group full coverage or if they are self-insured so I assuming self insured as a worst case situation.
Please don't answer if you haven't lived in Texas since they changed the law covering insurance in 2013 because it's not timely for me.
Now, I'm more confused based on what read. I figured I could at least buy insurance from the Obamacare marketplace. Hasn't anyone in Texas tried this?
The Affordable Care Act and Texas
http://www.autismspeaks.org/advocacy/insurance/...
For individual or small group policies, including through Texas' marketplace, willapplied behavior analysis (ABA) be covered?
Yes. Insurers that offer new coverage to individuals and small businesses are expected to cover ABA beginning in 2014.
http://www.txaba.org/files/pdfs/TxABA2014_Insur...
ACA/Obamacare
http://blog.centerforautism.com/2013/10/21/unde...
Texas medicaid does not cover ABA, since the legislature refused to expand medicaid. My granddaughter is on medicaid and cannot receive ABA, since private pay is astronomical.
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