Insurance Double Coverage? | MyAutismTeam

Connect with others who understand.

sign up Log in
Resources
About MyAutismTeam
Powered By
Real members of MyAutismTeam have posted questions and answers that support our community guidelines, and should not be taken as medical advice. Looking for the latest medically reviewed content by doctors and experts? Visit our resource section.
Insurance Double Coverage?
A MyAutismTeam Member asked a question 💭

Does anyone have double coverage on medical or dental insurance? We currently have insurance paid for through my husbands job, I'm wondering if there would be any benefit to also get insurance through my job? I've heard pro's and con's and not sure what to believe. I've heard if you get the same HMO you can most likely avoid any copay's and other expenses, since what ever one insurance doesn't cover the other insurance would? Is this true? We currently have Kaiser HMO and would… read more

posted October 11, 2017
•
Be the first to like/hug
A MyAutismTeam Member

If you get additional insurance, yours will be considered secondary. They will fight with each other to see which one was in place first. You won't have to usually do co-pays as the secondary will pick that up. As far as covering procedures and benefits that the first one does not cover, that should be ok but ask HR to be on the safe side. I was doubly covered with two PPO's and that was great the short time I had it. Congrats that you even have a choice. Most do not.

posted October 11, 2017
A MyAutismTeam Member

@A MyAutismTeam Member Thanks for sharing

posted October 14, 2017
A MyAutismTeam Member

@A MyAutismTeam Member.
Thank You!

posted October 12, 2017
A MyAutismTeam Member

Another idea I'm considering is keeping the Kaiser HMO with my husbands job and getting different Anthem blue corss PPO plan with my job to hopefully be able to see some DAN /holistic doctors? Not sure if it would be a good idea or not?

posted October 11, 2017

Related content

View All
Moving To Orange County, CA, Special Ed Resources Limited In Schools Compared To AZ. What Other Options Can We Look For To Support Our Son?
A MyAutismTeam Member asked a question 💭
The Best & Worst States To Live In If You Have A Child With Autism
A MyAutismTeam Member asked a question 💭
What Are Some Of The Best Insurance Policies Available That Provide Comprehensive Coverage And Support For Autism Care And Treatment?
A MyAutismTeam Member asked a question 💭
Continue with Facebook
Continue with Google
Your privacy is our priority. By continuing, you accept our Terms of use and Privacy policy.
Already a Member? Log in