It’s not a will. Here is a useful article that explains everything. You would have to go to an attorney who specializes in this.

https://www.forbes.com/advisor/life-insurance/s...

Welcome to MAT! Feel free to ask any questions.

Guardianship in certain states is done at 15 and other states at 18 but it’s a lifelong document and the age of the child has no bearing on the document it’s good for the life of the child however you can add other sister or brother to it once you are too old to look after

Not yet, but looking into it.

Yes I have, you want to take the worry out of worrying.

Yes, I did when my son was 5 years old and then updated it again when he turned 16. He will be 18 in December.